SSC CGL 2026 complete salary structure: in-hand salary per month, basic pay, HRA, DA, TA, and other allowances. Full CTC vs take-home breakdown and perks after joining.
One of the most searched aspects of SSC CGL is the actual take-home salary — not just the basic pay. Understanding the SSC CGL 2026 complete salary structure, including HRA, DA, TA, Special Allowance, and medical benefits, helps candidates make an informed decision before investing time in preparation. This page breaks down the full pay package from gross CTC to net in-hand monthly salary.
CGL posts cover Pay Level 4 (₹25,500 basic) to Level 7 (₹44,900 basic). In-hand salary depends on the post, pay level, and city of posting.
| Post | Pay Level | Basic Pay | In-Hand | Grade |
|---|---|---|---|---|
| Inspector (Income Tax) | Level 7 | ₹44,900 | ₹70,000–₹80,000 | — |
| Sub-Inspector (CBI/NIA) | Level 7 | ₹44,900 | ₹70,000–₹80,000 | — |
| Inspector (Excise/Customs) | Level 7 | ₹44,900 | ₹70,000–₹80,000 | — |
| ASO (CSS/MEA) | Level 6 | ₹35,400 | ₹55,000–₹65,000 | — |
| Auditor (C&AG) | Level 4 | ₹25,500 | ₹35,000–₹42,000 | — |
| Tax Assistant (CBDT/CBIC) | Level 4 | ₹25,500 | ₹35,000–₹42,000 | — |
| Salary Component | Amount / Details |
|---|---|
| Pay Level 4 (Auditor/Tax Asst.) | ₹25,500 – ₹81,100 |
| Pay Level 5 (UDC/Accountant) | ₹29,200 – ₹92,300 |
| Pay Level 6 (ASO/Inspector) | ₹35,400 – ₹1,12,400 |
| Pay Level 7 (IT Inspector/SI CBI) | ₹44,900 – ₹1,42,400 |
| Dearness Allowance (DA) | Variable (50%+ of Basic) |
| HRA | Varies by city tier |
50%+ of Basic Pay — revised twice a year.
City-based: 27% (X), 18% (Y), 9% (Z cities).
₹3,600-₹7,200 based on city and pay level.
30 days Earned Leave + 8 CL + 20 Half-Pay Leave.
Government contributes 14% of Basic+DA to NPS.
Also explore for SSC CGL
The in-hand salary for SSC CGL after all deductions (PF, NPS, income tax) is typically in the range detailed in the section above. Actual take-home pay varies by posting city (metro vs. non-metro) due to HRA differences.
Yes. After successful completion of the probation period, the SSC CGL officer/clerk receives annual increments as per the bipartite settlement, along with promotion-linked pay revisions.
Beyond the monthly salary, SSC CGL employees typically receive medical benefits for self and family, loan facilities at concessional interest rates, staff quarters (in some postings), LTC/travel allowance, and pension benefits.
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