Agriculture

Andhra Pradesh Extends PMFBY and RWBCIS Crop-Insurance Schemes by One Year

By TestNeeti Editorial TeamPublished Wednesday, 8 July 2026 2 min readSource: The Hans IndiaArticle 12 of 20

The Andhra Pradesh government has decided to continue the Pradhan Mantri Fasal Bima Yojana (PMFBY) and the Restructured Weather-Based Crop Insurance Scheme (RWBCIS) for another year, covering kharif-2026 and rabi 2026-27. Agriculture Minister K. Atchannaidu said orders were issued to protect farmers against crop losses from natural calamities, adverse weather and unforeseen events. Under PMFBY, all notified crops except paddy have a loan period from April 1 to July 31, with registration closing on July 31; paddy registration runs to August 15. Loanee (loan) farmers are automatically covered unless they opt out at least seven days before the deadline. Non-loan farmers can enrol via banks, PACS, CSCs, insurers or the crop-insurance mobile app, and a valid farmer ID under the Agristack registry is mandatory.

Key Facts & Details

9 points

1
The Andhra Pradesh government will continue PMFBY and RWBCIS for another year, covering kharif-2026 and rabi 2026-27.
2
Agriculture Minister K. Atchannaidu said the schemes protect farmers against losses from natural calamities, adverse weather and unforeseen events.
3
Under PMFBY, notified crops except paddy have a loan period from April 1 to July 31 (registration closing July 31); paddy registration runs to August 15.
4
Loanee farmers are automatically covered unless they submit an opt-out declaration at least seven days before the deadline.
5
Non-loan farmers can enrol through banks, PACS, CSCs, insurers or the crop-insurance mobile app, with crop details uploaded on the National Crop Insurance Portal (NCIP).
6
A valid farmer ID under the Agristack registry is mandatory, though the state has requested an exemption from the Centre.

Deep Dive

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Banks must debit the farmer's premium share and register details on the NCIP; failure to upload on time makes them liable for compensation.
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For rabi, notified crops (except paddy) have a loan period from October 1 to December 15; under RWBCIS, cashew growers can register till November 15 and tomato growers till December 15.
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The state will continue providing its share of premium subsidy to reduce the burden on farmers.

Exam Focus

Which two crop-insurance schemes did the Andhra Pradesh government extend for kharif-2026 and rabi 2026-27?

Exam Relevance & Angle

PMFBY and RWBCIS are flagship crop-insurance schemes tested across agriculture, banking (priority-sector / NABARD) and general-awareness papers. Candidates should link the two scheme names, their coverage of the kharif and rabi seasons, and delivery channels like PACS, NCIP and the Agristack farmer ID — all recurring exam hooks.

Target Exams

SBI POIBPS PONABARD Grade ASSC CGLRRB NTPCUPSC CSEState PCS

Background & Context

The Pradhan Mantri Fasal Bima Yojana (PMFBY), launched in 2016 under the Ministry of Agriculture and Farmers' Welfare, is India's flagship crop-insurance scheme, providing farmers low-premium cover against yield losses from natural calamities, pests and disease. Farmers pay a fixed premium — 2% for kharif, 1.5% for rabi and 5% for commercial and horticultural crops — with governments subsidising the balance. The Restructured Weather-Based Crop Insurance Scheme (RWBCIS) insures against adverse weather parameters such as rainfall, temperature and humidity rather than measured yield. Both are implemented jointly with states, banks and Primary Agricultural Credit Societies (PACS), and increasingly use the National Crop Insurance Portal (NCIP) and the Agristack digital farmer registry.