Government Schemes★ Must Know

Centre releases ₹10,021 crore PMAY-G rural housing funds for 12 states

By TestNeeti Editorial TeamPublished Monday, 6 July 2026 2 min readSource: CA - Housing SchemeArticle 8 of 26

The Union Rural Development Ministry released the first Pradhan Mantri Awaas Yojana Gramin (PMAY-G) instalment of ₹10,021.42 crore for FY 2026-27, benefiting rural households across 12 states. Union Minister Shivraj Singh Chouhan announced the 'mother sanction' on May 28 via video conference, calling it a key step toward the Centre's 'Housing for All' target by March 2029. The funds flow to state implementing agencies, which credit instalments directly into beneficiaries' bank accounts through Aadhaar-based payments, linked with on-ground verification and geotagged photographs. The 12 states are Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan, Gujarat, Assam, Jharkhand, Chhattisgarh, Odisha, Haryana, Karnataka and Maharashtra. By March 31, 2026, around 4.15 crore houses had been allocated under PMAY-G Phases I and II, of which about 3.90 crore had been sanctioned.

Key Facts & Details

8 points

1
The Union Rural Development Ministry released the first PMAY-G instalment of ₹10,021.42 crore for FY 2026-27 across 12 states.
2
Union Minister Shivraj Singh Chouhan announced the 'mother sanction' on May 28, calling it a key step toward 'Housing for All' by March 2029.
3
Funds are credited to beneficiaries via Aadhaar-based payments, linked with on-ground verification and geotagged photographs of each house.
4
The 12 states include Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan, Gujarat, Assam, Jharkhand, Chhattisgarh, Odisha, Haryana, Karnataka and Maharashtra.
5
By March 31, 2026, around 4.15 crore houses had been allocated under PMAY-G Phases I and II, of which about 3.90 crore had been sanctioned.

Deep Dive

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Secretary, Rural Development Rohit Kansal noted a separate mother sanction of ₹11,121 crore had already been issued earlier in FY 2026-27.
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States lagging in approvals for 2024-25 and 2025-26 must clear targets by June 30, 2026, or risk slower fund flows.
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A 'mother sanction' is an umbrella approval that lets the Centre quickly release further instalments once states meet physical and financial milestones.

Exam Focus

What is the PMAY-G instalment amount released, and by which target year does the Centre aim for 'Housing for All'?

Exam Relevance & Angle

PMAY-G is a flagship rural welfare scheme, and the instalment figure, the number of states, the 'Housing for All' deadline and the Aadhaar-geotagging delivery model are high-yield facts for banking, SSC, railway and UPSC current affairs.

Target Exams

SBI POSBI ClerkIBPS POIBPS ClerkIBPS RRB OfficerIBPS RRB AssistantRBI Grade BRBI AssistantNABARD Grade ASSC CGLSSC CHSLSSC MTSSSC CPORRB NTPCRRB Group DRRB ALPLIC AAONIACL AONICL AOUPSC CSEState PCS

Background & Context

Pradhan Mantri Awaas Yojana Gramin (PMAY-G) is the Centre's rural housing scheme aimed at providing pucca houses with basic amenities to eligible rural households. Funds are shared between the Centre and states and disbursed to beneficiaries' bank accounts using Aadhaar-based payments, with progress tracked through geotagged photographs at construction stages. The scheme is a key pillar of the government's 'Housing for All' mission. It uses digital dashboards such as AwaasSoft to monitor sanctions, foundations and completions, with fund releases linked to physical and financial milestones achieved by states.