Exam 1

IBPS PO

Exam 2

SBI PO

IBPS PO vs SBI PO 2026

Salary · Eligibility · Exam Pattern · Syllabus · Which is Better

At a Glance

Aspect
IBPS PO
SBI PO
Conducting BodyInstitute of Banking Personnel Selection (IBPS)State Bank of India (SBI)
Exam CategoryBankingBanking
Min. Qualification
Age Limit
Exam Stages
Gross Salary
Interview RoundYesYes

Eligibility Comparison

Educational QualificationIBPS PO eligibility →SBI PO eligibility →
Age Limit
NationalityIndian CitizenIndian Citizen
Max Attempts

Exam Pattern Comparison

Total Questions
Total Marks
Duration
Negative MarkingYes (–0.25)Yes (–0.25)
InterviewYesYes

Salary Comparison

Basic Pay
Gross Monthly Salary
Pay Level/Band
Key Allowances

Syllabus Difference

IBPS PO Subjects

  • Reasoning
  • Quantitative Aptitude
  • English
  • General Awareness

SBI PO Subjects

  • Reasoning
  • Quantitative Aptitude
  • English
  • General Awareness

Which Exam is Better? — Our Expert Take

💰 Salary

Winner: SBI PO

SBI PO has a higher starting CTC (approx. ₹8.5–9L per annum) vs IBPS PO (approx. ₹7.5–8L). SBI also offers better perquisites including accommodation and conveyance in many postings.

📈 Career

Winner: SBI PO

SBI PO offers a faster promotion track (Scale I → II typically in 3–4 years) compared to IBPS PO. General Manager roles at SBI carry national significance — career ceiling is higher.

🎯 Difficulty

Winner: IBPS PO

SBI PO is generally considered harder — the Mains has a higher cut-off and the interview round is more rigorous. IBPS PO Mains is slightly more predictable in difficulty pattern.

🎓 Freshers

Winner: IBPS PO

IBPS PO gives broader PSB exposure and typically has more vacancies. For candidates appearing in their first banking exam attempt, IBPS PO's higher vacancy count improves selection probability.

Bottom Line

SBI PO is the more prestigious posting with higher salary. IBPS PO is more accessible and has more vacancies. Target SBI PO as your primary goal and IBPS PO as a strong backup — preparation for one covers 90% of the other.

Should You Apply for Both IBPS PO and SBI PO?

Absolutely. SBI PO and IBPS PO have ~90% preparation overlap. Both require the same 5 subjects at Mains (Reasoning, DI, English, GA, Computer). SBI PO additionally has a descriptive paper (Letter/Essay) and an interview round — plan for these as extras over your IBPS PO base preparation.

Expert Tip

The SBI PO Mains Descriptive Paper (25 marks, 30 mins) is where candidates lose rankings. Practice Letter Writing and Essay in the last 4 weeks before the exam. This is often the difference between selection and waitlist.

Frequently Asked Questions

Which is better — IBPS PO or SBI PO?

SBI PO is the more prestigious posting with higher salary. IBPS PO is more accessible and has more vacancies. Target SBI PO as your primary goal and IBPS PO as a strong backup — preparation for one covers 90% of the other.

Should I apply for both IBPS PO and SBI PO?

Absolutely. SBI PO and IBPS PO have ~90% preparation overlap. Both require the same 5 subjects at Mains (Reasoning, DI, English, GA, Computer). SBI PO additionally has a descriptive paper (Letter/Essay) and an interview round — plan for these as extras over your IBPS PO base preparation.

Which exam is easier — IBPS PO or SBI PO?

IBPS PO: SBI PO is generally considered harder — the Mains has a higher cut-off and the interview round is more rigorous. IBPS PO Mains is slightly more predictable in difficulty pattern.

Which has a higher salary — IBPS PO or SBI PO?

SBI PO: SBI PO has a higher starting CTC (approx. ₹8.5–9L per annum) vs IBPS PO (approx. ₹7.5–8L). SBI also offers better perquisites including accommodation and conveyance in many postings.

Can't Decide? Practice Both

Free Mock Tests

Try actual exam-pattern tests for IBPS PO and SBI PO — first test free.